A cooperative that began on the seat of a tractor.
NUTOFA SACCO is the cooperative of Northern Uganda's mechanization workforce — tractor owners, operators, mechanics, dealers and the smallholder farmers who depend on them. We pool small monthly disciplines into something the whole region can till against.
From a constitution in 2018 to a hub in 2024.
For a generation, mechanization in Northern Uganda has been a story of mismatch — tractors arriving without operators, operators without spare parts, farmers without access to either at the right time. The constitution that became NUTOFA SACCO put those broken halves back together — under one cooperative roof.
The cooperative was formally registered on 17 February 2022 as C/S No. 12109/RCS. The Loan Committee opened the first credit window the same month. By the 2024 AGM the cooperative had published its 2024–2028 Strategic Plan for Agricultural Mechanization — anchored on a regional Mechanization Hub model.
Today, members enrol from every sub-region of Northern Uganda. The first hub in Lakang Centre, Amuru District, has 10 acres donated by a member and over 5,900 acres of farmer demand already in the pipeline.
To generate and disseminate agricultural mechanization knowledge, technologies and innovations for increased productivity, and be among the best managed SACCOs in Uganda.
To promote unity, savings, members' support and shared socio-economic development projects that promote usage of farm mechanization by empowering members through trainings, education and wise investment.
To empower members to generate wealth by saving labour costs and having effective linkages to mechanization financial services in Northern Uganda.
Eight years, milestone by milestone.
Constitution adopted
Tractor owners, operators, mechanics, dealers and farmers across Northern Uganda draft and adopt the founding constitution.
Formally registered
NUTOFA SACCO Limited is registered under the Cooperative Societies Statute — C/S No. 12109/RCS, TIN 1056298042.
Credit window opens
The Loan Committee disburses the first round of mechanization and emergency loans against compulsory member savings.
First NUTOFA Marathon
Mighty NUTOFA Marathon raises funds for maternal health and agric-mechanization, with chief runner Mrs. Inzikuru Dorcus.
Strategic Plan 2024–2028
Operational Procedures, Financial Manual, Constitution Revision and Strategic Plan for Agricultural Mechanization published.
Lakang Hub pipeline
Ten acres in Lakang Centre, Amuru District donated by a member. 5,900+ acres enter the 2024 mechanization pipeline.
Across the four sub-regions
2,400+ active members. 41 farmer groups. Coverage across Karamoja, Acholi, Lango and West Nile.
Five values, printed on every membership card.
Accountability
Open books. AGM votes. One member, one head, one vote — at every governance moment.
Commitment
A monthly habit. We show up — for our savings, our loans, our trainings, and each other.
Equity
A woman's twenty thousand shillings carries the same weight as anyone's at this table.
Transparency
Loan ceilings and dues published. No hidden fees. The ledger is read at every AGM.
Team work
Every guarantor is a member, not a stranger. We vouch for each other, season after season.
Mr. Achac Robert Okok
"We pool a small monthly discipline — twenty thousand shillings — and we lend back at three times what each of us has saved. We accept the asset as security. We refuse to be neutral on the things that hold our members back."
The Chairman leads a nine-member Management Committee elected by paid-up members. Together with the Supervisory, Vetting, Investment and Loan Committees, the leadership manages the cooperative day-to-day under the constitution adopted in September 2018.
Elected by the members. Answerable to the members.
Nine members — every one elected by paid-up members at the Annual General Meeting under the constitution. Their full names, roles, and phone numbers are published below.
Built for separation of powers.
Supervisory Committee
Audits the books and reports to the AGM.Vetting Committee
Reviews applications for membership and committee office.Investment Committee
Reviews investment opportunities — hub equipment, partner placements, member-owned tractor coordination.Loan Committee
Reviews and approves loan applications under the 3× savings ceiling rule.Day-to-day operations.
In your sub-county.
Want to meet the secretariat in person?
The head office is at Plot 1/3 Bank Lane (Queen Avenue, Northern Gate), Gulu City. The field office is on Mission Road, Anaka Town Council, Nwoya District.
